For some, stepping up as a top female executive in a male-dominated industry may seem daunting, but industry veteran Renee Horne has made her mark. As vice president of consumer lending experiences at USAA Bank, Horne oversees strategy, planning and execution for a $22 billion portfolio. Through perseverance — while encouraging and uplifting others along the way — Horne seeks to “change the narrative” for women in the industry. In her keynote address at the second annual Women in Auto Finance Luncheon, Horne will share personal insights and anecdotes about her auto finance career, highlighting lessons learned from the bumps in the road to success, along with critical motivators and mentors that have inspired her journey.